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    Business Liability Insurance

    Liability insurance is a general term describing business insurance policies that cover claims involving negligent business activities, unintentional false advertising, or general carelessness. In these cases, insurers will typically pay damages to claimants, as well as legal defense fees and out-of-court settlements.

    Liability coverage is something that the majority of businesses will probably never need, but is still good to have as a safety measure. Going without liability insurance is a risk - albeit a small one - but one that could potentially result in bankruptcy in these lawsuit-crazed times.

    If there is any chance whatsoever of your products or services causing injury, damage to property, or even hurting someone's feelings, it's probably a good idea to at the very least consider some sort of liability insurance for the simple pleasure of peace of mind.

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